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Customer Testimonials
"Test My Card helped me get a card that suits my needs. It’s improved my spending habits and boosted my credit score."
Khalid Al Farsi
Dubai
"I’ve saved a lot by using the right card through Test My Card. It’s made managing expenses so much simpler."
Maya Ibrahim
Sharjah
"Test My Card found me a transparent card with no hidden fees. It’s been stress-free and fits my lifestyle perfectly."
Omar Zayed
Dubai
"Test My Card helped me earn more rewards and cut down on fees. Managing my finances is much easier now."
Ali Hassan
Dubai
"With Test My Card, I found a card with better cashback and lower interest. It’s been a game-changer for my spending."
Sara Ahmed
Abu Dhabi
"Test My Card helped me get a card that suits my needs. It’s improved my spending habits and boosted my credit score."
Khalid Al Farsi
Dubai
"I’ve saved a lot by using the right card through Test My Card. It’s made managing expenses so much simpler."
Maya Ibrahim
Sharjah
"Test My Card found me a transparent card with no hidden fees. It’s been stress-free and fits my lifestyle perfectly."
Omar Zayed
Dubai
"Test My Card helped me earn more rewards and cut down on fees. Managing my finances is much easier now."
Ali Hassan
Dubai
"With Test My Card, I found a card with better cashback and lower interest. It’s been a game-changer for my spending."
Sara Ahmed
Abu Dhabi
"Test My Card helped me get a card that suits my needs. It’s improved my spending habits and boosted my credit score."
Khalid Al Farsi
Dubai
Top Recommendations
Bright World Credit Card
Ajman Bank
Minimum Salary:AED 20,000
Annual Fee:AED 1500
- Complimentary access to airport lounges
- Valet parking 4 times a month
- 20% Discount on Noon
World Elite Card
M Card
Minimum Salary:AED 5,000
Annual Fee:AED 1050
- Flexible Payment Plans
- Valet Parking privileges
- Cash withdrawal up to 90%
- Competitive profit rate
- Complimentary airport lounge access
SHAMS Signature Covered Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 15,000
Annual Fee:AED 499
- 5% back on dining and travel
- Waived annual fee if you spend AED 30,000/year; otherwise waived first year
SHARE Visa Signature Credit Card
Emirates NBD Bank
Minimum Salary:AED 12,000
Annual Fee:AED 0
- Earn 6% back as SHARE Points on shopping, dining, leisure and groceries at 5,000+ stores and 18 malls across the UAE
- 1% back as SHARE Points on other retail, online and international spends
- 0.25% back as SHARE Points on Grocery and supermarkets, fast-food restaurants, insurance and car dealerships (outside SHARE) + EU Spends (including UK)
- 0.10% back as SHARE Points on Petroleum, transit, government services, utility payments, real estate, education and telecommunication
Consumer Cashback Platinum Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 15,000
Annual Fee:AED 249
- AED 249 annual fee.
- AED 15,000 minimum salary requirement.
- Up to 4% cashback on various categories including supermarkets, fuel, utility bills, school fee, Automobile servicing, Salik/Nol recharge and more.
- Cashback applicable on UAE transactions.
- Monthly maximum cashback cap of AED 1,000 per billing cycle.
SHARE Visa Platinum Credit Card
Emirates NBD Bank
Minimum Salary:AED 5,000
Annual Fee:AED 0
- Earn 4% back as SHARE Points on shopping, dining, leisure and groceries at 5,000+ stores and 18 malls across the UAE
- 0.75% back as SHARE Points on other retail, online and international spends
- 0.19% back as SHARE Points on Grocery and supermarkets, fast-food restaurants, insurance and car dealerships (outside SHARE) + EU Spends (including UK)
- 0.075% back as SHARE Points on Petroleum, transit, government services, utility payments, real estate, education and telecommunication
LIV Cashback+ Credit Card
LIV By ENBD
Minimum Salary:AED 15,000
Annual Fee:AED 700
- Up to 4% cashback on all spends including travel, dining, groceries, international spends
- Access to 800+ lounges (8 visits a year)
- 1 complimentary airport transfer/year
- B1G1 on VOX Cinemas 3 times a month
- 10% off on Cleartrip bookings
World Card
M Card
Minimum Salary:AED 5,000
Annual Fee:AED 525
- Flexible Payment Plans
- Valet Parking privileges
- Cash withdrawal up to 90%
- Competitive profit rate
- Complimentary airport lounge access
LIV Tamayaz Platinum Credit Card
LIV By ENBD
Minimum Salary:AED 5,000
Annual Fee:AED 0
- 6% cashback on Union Coop spends
- 2% cashback on fuel and dining
- Airport lounge access at 25+ airports
- VOX Cinemas 2 tickets per month with 25% off F&B
- 20% off one Talabat food or grocery order every month
Platinum Card
M Card
Minimum Salary:AED 5,000
Annual Fee:AED 0
- FREE for Life
- Flexible Payment Plans
- Valet Parking privileges
- Cash withdrawal up to 50%
- Competitive profit rate
- Complimentary airport lounge access
Consumer Cashback Reward Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 5,000
Annual Fee:AED 200
- AED 200 annual fee.
- AED 5,000 minimum salary requirement.
- Up to 3% cashback on various categories including supermarkets, fuel, utility bills, school fee, Automobile servicing, Salik/Nol recharge and more.
- Cashback applicable on UAE transactions.
- Monthly maximum cashback cap of AED 1,000 per billing cycle.
SHAMS Infinite Covered Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 20,000
Annual Fee:AED 699
- 5% back on dining & travel: up to 20,000 points/month
- Waived annual fee if you spend AED 60,000/year, otherwise waived for the first year
- Airport transfers, lounge access, valet parking, golf rounds, Fitness First access, plus buy one get one coffee at Costa
Air Arabia Platinum Credit Card
RAKBANK
Minimum Salary:AED 5,000
Annual Fee:AED 420
- Earn 1.75 AirRewards Miles per AED 5.
- Free annual round-trip ticket.
- Dining and travel discounts included.
- No joining fee, fair annual cost.
- 50% off VOX Cinema tickets
Smiles World Covered Card
Sharjah Islamic Bank
Minimum Salary:AED 15,000
Annual Fee:AED 525
- Access to 1300+ airport lounges via Mastercard Travel Pass app
- Fly for free with 300+ airlines
- Luxury serviced apartment discounts
- Free hotel stays in 300,000+ hotels.
Watani Credit Card
RAKBANK
Minimum Salary:AED 15,000
Annual Fee:AED 0
- Lifetime zero annual fee
- 100% cashback on SALIK & DARB
- Discounted RAKrewards for flight bookings
- Free Premium Playtomic subscription
Cashback Covered Card
Sharjah Islamic Bank
Minimum Salary:AED 8,000
Annual Fee:AED 199
- Luxury serviced apartment discounts
- ATM withdrawals & international use
ULTRACASH Credit Card
Ajman Bank
Minimum Salary:AED 10,000
Annual Fee:AED 300
- Free Airport Lounge Access
- 3 Valet Parking on Spend AED 5000 monthly
Emirates Skywards Infinite Credit Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 20,000
Annual Fee:AED 1500
- AED 20,000 minimum salary requirement.
- AED 2,500 annual fee for year 1.
- Earn Skywards Miles on all local and foreign currency spends.
- 2 Miles for Emirates spends, up to 1.5 Miles for foreign currency spends, and up to 1 Mile for local currency spends.
- Complimentary Emirates Skywards Silver membership, Valet parking, roadside assitance, international diriving license, travel cover etc .
noon One Visa Credit Card
Emirates NBD Bank
Minimum Salary:AED 5,000
Annual Fee:AED 0
- Earn 20% back as noon credits on noon Food orders
- Earn 10% back as noon credits on Minutes and NowNow orders.
- Earn 5% back as noon credits on noon, Namshi and Supermall spends
- Get 1 year free noon One membership and 50% discount from the 2nd year onwards.
- Monthly Rewards - Earn up to AED 2,000 back as noon credits per month
Bright Platinum Credit Card
Ajman Bank
Minimum Salary:AED 10,000
Annual Fee:AED 1000
- Complimentary access to airport lounges
- Valet parking 3 times a month
- 20% Discount on Noon
Elevate Credit Card
RAKBANK
Minimum Salary:AED 35,000
Annual Fee:AED 0
- Unlimited access to beach clubs, pools & gyms with the Elevate Premium Pass
- Complimentary access to 1,300+ airport lounges worldwide
- 2 complimentary padel games every month.
- Free travel eSIM with 5GB data, 50 minutes & 50 SMS.
LIV Cashback Credit Card
LIV By ENBD
Minimum Salary:AED 5,000
Annual Fee:AED 0
- Up to 2% cashback on all spends,including travel, dining, groceries, international spends
- Access to 25+ lounges (4 visits a year)
- B1G1 on VOX Cinemas 2 times a month
RAKislamic Platinum Credit Card
RAKBANK
Minimum Salary:AED 5,000
Annual Fee:AED 0
- Lifetime no annual fee
- RAKrewards on every spend
- High cash advance privileges
- Easy payment options
SHARE Visa Infinite Credit Card
Emirates NBD Bank
Minimum Salary:AED 30,000
Annual Fee:AED 1500
- Earn 8% back as SHARE Points on shopping, dining, leisure and groceries at 5,000+ stores and 18 malls across the UAE
- 1.5% back as SHARE Points on other retail, online and international spends
- 0.375% back as SHARE Points on Grocery and supermarkets, fast-food restaurants, insurance and car dealerships (outside SHARE) + EU Spends (including UK)
- 0.15% back as SHARE Points on Petroleum, transit, government services, utility payments, real estate, education and telecommunication
Bright Titanium Credit Card
Ajman Bank
Minimum Salary:AED 5,000
Annual Fee:AED 0
- Complimentary access to airport lounges
- Valet parking 2 times a month
- 20% Discount on Noon
SHAMS Platinum Covered Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 5,000
Annual Fee:AED 199
- 5% back on dining and travel
- Waived annual fee if you spend AED 15,000/year; otherwise waived first year
RED Credit Card
RAKBANK
Minimum Salary:AED 5,000
Annual Fee:AED 0
- 1 1.5% cashback on all local and global spends.
- Free monthly international money transfers.
- Free lounge access regionally.
- Travel accident & purchase protection.
- Dining discounts and interest-free credit.
Emirates Skywards Platinum Credit Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 10,000
Annual Fee:AED 500
- AED 10,000 minimum salary requirement.
- AED 500 annual fee.
- Earn Skywards Miles on all local and foreign currency spends.
- 1 Mile for Emirates spends, up to 0.75 Mile for foreign currency spends, and up to 0.5 Mile for local currency spends.
- Earn additional Skywards Miles with the ExtraMiles App for hotel bookings and car rentals.
LIV Tamayaz World Credit Card
LIV By ENBD
Minimum Salary:AED 15,000
Annual Fee:AED 700
- 10% cashback on Union Coop spends
- 3% cashback on international spends
- Airport lounge access at 800+ airports worldwide
- VOX Cinemas 3 tickets per month with 25% off F&B
- 20% off one Talabat food or grocery order every month
World Credit Card
RAKBANK
Minimum Salary:AED 20,000
Annual Fee:AED 999
- 10% cashback on travel, dining, groceries.
- 50% cashback on VOX movie tickets.
- 5% cashback on international spends.
- Complimentary lounge access worldwide.
- Chauffeur trips 6 local or 3 international.
Emirates Skywards Signature Credit Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 15,000
Annual Fee:AED 700
- AED 15,000 minimum salary requirement.
- AED 1,500 annual fee.
- Earn Skywards Miles on all local and foreign currency spends.
- 1.5 Miles for Emirates spends, up to 1 Mile for foreign currency spends, and up to 0.75 Mile for local currency spends.
- 0.2 Mile per USD spent on categories like government, groceries, utilities, and more.
- 0.5 Mile per USD spent in the European Economic Area.
RAKIslamic World Credit Card
RAKBANK
Minimum Salary:AED 20,000
Annual Fee:AED 750
- RAKrewards on every spend
- Advanced security features
- Seamless bill payments through Digital Banking
- Free supplementary cards
Titanium Credit Card
RAKBANK
Minimum Salary:AED 8,000
Annual Fee:AED 0
- Earn up to 5% cashback on supermarkets and dining.
- 50% cashback on VOX and streaming platforms.
- 2% cashback on spends above AED 15,000.
- 10 VIP lounge visits in MEA region.
- 55 days interest-free credit with purchase protection.
Titanium Card
M Card
Minimum Salary:AED 5,000
Annual Fee:AED 0
- FREE for Life
- Flexible Payment Plans
- Valet Parking privileges
- Cash withdrawal up to 30%
- Competitive profit rate
- Flight delay lounge access
Smiles Titanium Covered Card
Sharjah Islamic Bank
Minimum Salary:AED 8,000
Annual Fee:AED 0
- Complimentary access to 1300+ airport lounges in 135+ countries if flight delayed by 1 hour
- Fly for free with 300+ airlines
- Free stays in 300,000+ hotels
- Cash withdrawal up to 80% of balance
Bright World Credit Card
Ajman Bank
Minimum Salary:AED 20,000
Annual Fee:AED 1500
- Complimentary access to airport lounges
- Valet parking 4 times a month
- 20% Discount on Noon
World Elite Card
M Card
Minimum Salary:AED 5,000
Annual Fee:AED 1050
- Flexible Payment Plans
- Valet Parking privileges
- Cash withdrawal up to 90%
- Competitive profit rate
- Complimentary airport lounge access
SHAMS Signature Covered Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 15,000
Annual Fee:AED 499
- 5% back on dining and travel
- Waived annual fee if you spend AED 30,000/year; otherwise waived first year
SHARE Visa Signature Credit Card
Emirates NBD Bank
Minimum Salary:AED 12,000
Annual Fee:AED 0
- Earn 6% back as SHARE Points on shopping, dining, leisure and groceries at 5,000+ stores and 18 malls across the UAE
- 1% back as SHARE Points on other retail, online and international spends
- 0.25% back as SHARE Points on Grocery and supermarkets, fast-food restaurants, insurance and car dealerships (outside SHARE) + EU Spends (including UK)
- 0.10% back as SHARE Points on Petroleum, transit, government services, utility payments, real estate, education and telecommunication
Consumer Cashback Platinum Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 15,000
Annual Fee:AED 249
- AED 249 annual fee.
- AED 15,000 minimum salary requirement.
- Up to 4% cashback on various categories including supermarkets, fuel, utility bills, school fee, Automobile servicing, Salik/Nol recharge and more.
- Cashback applicable on UAE transactions.
- Monthly maximum cashback cap of AED 1,000 per billing cycle.
SHARE Visa Platinum Credit Card
Emirates NBD Bank
Minimum Salary:AED 5,000
Annual Fee:AED 0
- Earn 4% back as SHARE Points on shopping, dining, leisure and groceries at 5,000+ stores and 18 malls across the UAE
- 0.75% back as SHARE Points on other retail, online and international spends
- 0.19% back as SHARE Points on Grocery and supermarkets, fast-food restaurants, insurance and car dealerships (outside SHARE) + EU Spends (including UK)
- 0.075% back as SHARE Points on Petroleum, transit, government services, utility payments, real estate, education and telecommunication
LIV Cashback+ Credit Card
LIV By ENBD
Minimum Salary:AED 15,000
Annual Fee:AED 700
- Up to 4% cashback on all spends including travel, dining, groceries, international spends
- Access to 800+ lounges (8 visits a year)
- 1 complimentary airport transfer/year
- B1G1 on VOX Cinemas 3 times a month
- 10% off on Cleartrip bookings
World Card
M Card
Minimum Salary:AED 5,000
Annual Fee:AED 525
- Flexible Payment Plans
- Valet Parking privileges
- Cash withdrawal up to 90%
- Competitive profit rate
- Complimentary airport lounge access
LIV Tamayaz Platinum Credit Card
LIV By ENBD
Minimum Salary:AED 5,000
Annual Fee:AED 0
- 6% cashback on Union Coop spends
- 2% cashback on fuel and dining
- Airport lounge access at 25+ airports
- VOX Cinemas 2 tickets per month with 25% off F&B
- 20% off one Talabat food or grocery order every month
Platinum Card
M Card
Minimum Salary:AED 5,000
Annual Fee:AED 0
- FREE for Life
- Flexible Payment Plans
- Valet Parking privileges
- Cash withdrawal up to 50%
- Competitive profit rate
- Complimentary airport lounge access
Consumer Cashback Reward Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 5,000
Annual Fee:AED 200
- AED 200 annual fee.
- AED 5,000 minimum salary requirement.
- Up to 3% cashback on various categories including supermarkets, fuel, utility bills, school fee, Automobile servicing, Salik/Nol recharge and more.
- Cashback applicable on UAE transactions.
- Monthly maximum cashback cap of AED 1,000 per billing cycle.
SHAMS Infinite Covered Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 20,000
Annual Fee:AED 699
- 5% back on dining & travel: up to 20,000 points/month
- Waived annual fee if you spend AED 60,000/year, otherwise waived for the first year
- Airport transfers, lounge access, valet parking, golf rounds, Fitness First access, plus buy one get one coffee at Costa
Air Arabia Platinum Credit Card
RAKBANK
Minimum Salary:AED 5,000
Annual Fee:AED 420
- Earn 1.75 AirRewards Miles per AED 5.
- Free annual round-trip ticket.
- Dining and travel discounts included.
- No joining fee, fair annual cost.
- 50% off VOX Cinema tickets
Smiles World Covered Card
Sharjah Islamic Bank
Minimum Salary:AED 15,000
Annual Fee:AED 525
- Access to 1300+ airport lounges via Mastercard Travel Pass app
- Fly for free with 300+ airlines
- Luxury serviced apartment discounts
- Free hotel stays in 300,000+ hotels.
Watani Credit Card
RAKBANK
Minimum Salary:AED 15,000
Annual Fee:AED 0
- Lifetime zero annual fee
- 100% cashback on SALIK & DARB
- Discounted RAKrewards for flight bookings
- Free Premium Playtomic subscription
Cashback Covered Card
Sharjah Islamic Bank
Minimum Salary:AED 8,000
Annual Fee:AED 199
- Luxury serviced apartment discounts
- ATM withdrawals & international use
ULTRACASH Credit Card
Ajman Bank
Minimum Salary:AED 10,000
Annual Fee:AED 300
- Free Airport Lounge Access
- 3 Valet Parking on Spend AED 5000 monthly
Emirates Skywards Infinite Credit Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 20,000
Annual Fee:AED 1500
- AED 20,000 minimum salary requirement.
- AED 2,500 annual fee for year 1.
- Earn Skywards Miles on all local and foreign currency spends.
- 2 Miles for Emirates spends, up to 1.5 Miles for foreign currency spends, and up to 1 Mile for local currency spends.
- Complimentary Emirates Skywards Silver membership, Valet parking, roadside assitance, international diriving license, travel cover etc .
noon One Visa Credit Card
Emirates NBD Bank
Minimum Salary:AED 5,000
Annual Fee:AED 0
- Earn 20% back as noon credits on noon Food orders
- Earn 10% back as noon credits on Minutes and NowNow orders.
- Earn 5% back as noon credits on noon, Namshi and Supermall spends
- Get 1 year free noon One membership and 50% discount from the 2nd year onwards.
- Monthly Rewards - Earn up to AED 2,000 back as noon credits per month
Bright Platinum Credit Card
Ajman Bank
Minimum Salary:AED 10,000
Annual Fee:AED 1000
- Complimentary access to airport lounges
- Valet parking 3 times a month
- 20% Discount on Noon
Elevate Credit Card
RAKBANK
Minimum Salary:AED 35,000
Annual Fee:AED 0
- Unlimited access to beach clubs, pools & gyms with the Elevate Premium Pass
- Complimentary access to 1,300+ airport lounges worldwide
- 2 complimentary padel games every month.
- Free travel eSIM with 5GB data, 50 minutes & 50 SMS.
LIV Cashback Credit Card
LIV By ENBD
Minimum Salary:AED 5,000
Annual Fee:AED 0
- Up to 2% cashback on all spends,including travel, dining, groceries, international spends
- Access to 25+ lounges (4 visits a year)
- B1G1 on VOX Cinemas 2 times a month
RAKislamic Platinum Credit Card
RAKBANK
Minimum Salary:AED 5,000
Annual Fee:AED 0
- Lifetime no annual fee
- RAKrewards on every spend
- High cash advance privileges
- Easy payment options
SHARE Visa Infinite Credit Card
Emirates NBD Bank
Minimum Salary:AED 30,000
Annual Fee:AED 1500
- Earn 8% back as SHARE Points on shopping, dining, leisure and groceries at 5,000+ stores and 18 malls across the UAE
- 1.5% back as SHARE Points on other retail, online and international spends
- 0.375% back as SHARE Points on Grocery and supermarkets, fast-food restaurants, insurance and car dealerships (outside SHARE) + EU Spends (including UK)
- 0.15% back as SHARE Points on Petroleum, transit, government services, utility payments, real estate, education and telecommunication
Bright Titanium Credit Card
Ajman Bank
Minimum Salary:AED 5,000
Annual Fee:AED 0
- Complimentary access to airport lounges
- Valet parking 2 times a month
- 20% Discount on Noon
SHAMS Platinum Covered Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 5,000
Annual Fee:AED 199
- 5% back on dining and travel
- Waived annual fee if you spend AED 15,000/year; otherwise waived first year
RED Credit Card
RAKBANK
Minimum Salary:AED 5,000
Annual Fee:AED 0
- 1 1.5% cashback on all local and global spends.
- Free monthly international money transfers.
- Free lounge access regionally.
- Travel accident & purchase protection.
- Dining discounts and interest-free credit.
Emirates Skywards Platinum Credit Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 10,000
Annual Fee:AED 500
- AED 10,000 minimum salary requirement.
- AED 500 annual fee.
- Earn Skywards Miles on all local and foreign currency spends.
- 1 Mile for Emirates spends, up to 0.75 Mile for foreign currency spends, and up to 0.5 Mile for local currency spends.
- Earn additional Skywards Miles with the ExtraMiles App for hotel bookings and car rentals.
LIV Tamayaz World Credit Card
LIV By ENBD
Minimum Salary:AED 15,000
Annual Fee:AED 700
- 10% cashback on Union Coop spends
- 3% cashback on international spends
- Airport lounge access at 800+ airports worldwide
- VOX Cinemas 3 tickets per month with 25% off F&B
- 20% off one Talabat food or grocery order every month
World Credit Card
RAKBANK
Minimum Salary:AED 20,000
Annual Fee:AED 999
- 10% cashback on travel, dining, groceries.
- 50% cashback on VOX movie tickets.
- 5% cashback on international spends.
- Complimentary lounge access worldwide.
- Chauffeur trips 6 local or 3 international.
Emirates Skywards Signature Credit Card
Dubai Islamic Bank (DIB)
Minimum Salary:AED 15,000
Annual Fee:AED 700
- AED 15,000 minimum salary requirement.
- AED 1,500 annual fee.
- Earn Skywards Miles on all local and foreign currency spends.
- 1.5 Miles for Emirates spends, up to 1 Mile for foreign currency spends, and up to 0.75 Mile for local currency spends.
- 0.2 Mile per USD spent on categories like government, groceries, utilities, and more.
- 0.5 Mile per USD spent in the European Economic Area.
RAKIslamic World Credit Card
RAKBANK
Minimum Salary:AED 20,000
Annual Fee:AED 750
- RAKrewards on every spend
- Advanced security features
- Seamless bill payments through Digital Banking
- Free supplementary cards
Titanium Credit Card
RAKBANK
Minimum Salary:AED 8,000
Annual Fee:AED 0
- Earn up to 5% cashback on supermarkets and dining.
- 50% cashback on VOX and streaming platforms.
- 2% cashback on spends above AED 15,000.
- 10 VIP lounge visits in MEA region.
- 55 days interest-free credit with purchase protection.
Titanium Card
M Card
Minimum Salary:AED 5,000
Annual Fee:AED 0
- FREE for Life
- Flexible Payment Plans
- Valet Parking privileges
- Cash withdrawal up to 30%
- Competitive profit rate
- Flight delay lounge access
Smiles Titanium Covered Card
Sharjah Islamic Bank
Minimum Salary:AED 8,000
Annual Fee:AED 0
- Complimentary access to 1300+ airport lounges in 135+ countries if flight delayed by 1 hour
- Fly for free with 300+ airlines
- Free stays in 300,000+ hotels
- Cash withdrawal up to 80% of balance
Bright World Credit Card
Ajman Bank
Minimum Salary:AED 20,000
Annual Fee:AED 1500
- Complimentary access to airport lounges
- Valet parking 4 times a month
- 20% Discount on Noon
Not sure which card is right for you?
Credit Card Insights & Tips
Expert advice to help you make smarter credit card decisions.
How to Apply for Your First Credit Card in the UAE
Applying for a Credit Card in the UAE should be simple. Between salary thresholds, AECB score requirements, and a market that has genuinely changed in 2025,
Cashback vs. Air Miles: Which UAE Credit Card Is Right for You?
Credit cards in the UAE offer an impressive array of benefits. Two of the most popular features residents look for are cashback rewards and air miles. Each offers distinct advantages, but they work differently and suit different spending habits.
5 Common Mistakes to Avoid When Choosing a Credit Card in the UAE
Credit cards in the UAE offer a world of convenience and valuable benefits — from cashback and travel rewards to shopping discounts and exclusive services. Yet, despite countless offers and promotions, many residents end up choosing cards that don’t truly suit their needs.
How to Use Test My Card to Find the Best Credit Card for You in Minutes
The UAE has one of the most diverse credit card markets in the world. Cashback, air miles, shopping discounts, travel perks—every bank offers different deals to attract customers. While this competition benefits consumers, it also creates confusion.
Salary Below AED 5,000 in the UAE? What You Should Know About Credit Card Eligibility
In the UAE, many residents earning below AED 5,000 assume that credit cards are completely out of reach. While income requirements do play an important role, it is equally essential to understand how today’s lending rules
Top 5 Credit Cards in the UAE with No Annual Fees
For many residents in the UAE, credit cards are essential tools for everyday life — offering convenience, security, and valuable rewards. However, one feature that often frustrates users is the annual fee
How to Maximise Credit Card Rewards Without Overspending in the UAE
Most people in the UAE approach credit card rewards the wrong way. They assume more spending means more rewards
Premium vs. Entry-Level Credit Cards in the UAE- Is the Annual Fee Worth It?
You have seen them, the sleek metal cards, the platinum tiers, the promises of lounge access and complimentary chauffeur rides
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The Best Credit Cards for Grocery Shopping in the UAE
Groceries are non-negotiable. For a typical UAE household of four, monthly supermarket spending ranges from AED 2,500 to AED 4,000
How to Apply for Your First Credit Card in the UAE
Applying for a Credit Card in the UAE should be simple. Between salary thresholds, AECB score requirements, and a market that has genuinely changed in 2025,
Cashback vs. Air Miles: Which UAE Credit Card Is Right for You?
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5 Common Mistakes to Avoid When Choosing a Credit Card in the UAE
Credit cards in the UAE offer a world of convenience and valuable benefits — from cashback and travel rewards to shopping discounts and exclusive services. Yet, despite countless offers and promotions, many residents end up choosing cards that don’t truly suit their needs.
How to Use Test My Card to Find the Best Credit Card for You in Minutes
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Salary Below AED 5,000 in the UAE? What You Should Know About Credit Card Eligibility
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Top 5 Credit Cards in the UAE with No Annual Fees
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How to Maximise Credit Card Rewards Without Overspending in the UAE
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Premium vs. Entry-Level Credit Cards in the UAE- Is the Annual Fee Worth It?
You have seen them, the sleek metal cards, the platinum tiers, the promises of lounge access and complimentary chauffeur rides
How to Maximise Your Credit Card Rewards This Eid Al-Adha
Eid Al-Adha is almost here, falling on 26th May this year, and with it comes one of the biggest spending seasons on the UAE calendar
Should You Get Multiple Credit Cards? A UAE Guide
If you've ever wondered whether having more than one credit card is a smart move or a recipe for debt
Best Credit Cards for Dining in the UAE : Earn While You Eat
Let's be honest — if your credit card isn't rewarding your Friday brunch, your weeknight takeaway, or your third coffee of the day, it's not working harder for you.
The Best Credit Cards for Grocery Shopping in the UAE
Groceries are non-negotiable. For a typical UAE household of four, monthly supermarket spending ranges from AED 2,500 to AED 4,000
Our Partner Banks
Our Partner Banks
Partnering with top UAE banks for fast approvals, seamless processing, and expert support.
About Test My Card
About Test My Card
Who are we?
A UAE-based platform powered by FINQY Fintech Financing Broker LLC, dedicated to helping you find your perfect credit card with AI-powered precision and expert advice.
Our Mission
We’re on a mission to empower you with the best credit card options, tailored to your needs. Test My Card simplifies the decision-making process, so you can enjoy better rewards, lower fees, and improved financial control. Your financial future starts with the right card, and we’re here to help you make it happen.
Our Vision
We envision a world where everyone confidently navigates their financial journey, making smarter, more informed credit card choices. By revolutionizing how people choose and use credit cards, we aim to create a future where everyone is in control of their financial journey.
What Makes Us Different
At Test My Card, we personalize credit card recommendations based on your current credit card, ensuring you only see cards you're likely to qualify for. Unlike traditional comparison sites, we provide real-time updates on the latest offers and benefits, helping you make informed decisions and protect your credit health.
Our Track Record
Our Track Record
100K
Applications Processed
30%
Higher Approvals
95%
Satisfaction Rate
6+
Years of Experience
Our Team
Ajay Aggarwal
CFO
Manish Masih
CMO
Mohit Vohra
CTO
Manish Aggarwal
CEO
Puneet Lamba
CSO
Chiranjib Chatterjee
CBO
Ajay Aggarwal
CFO
Manish Masih
CMO
Mohit Vohra
CTO
Manish Aggarwal
CEO
Puneet Lamba
CSO
Chiranjib Chatterjee
CBO
Frequently Asked Questions
What is Test My Card?
An AI-powered tool to help you compare and find the best UAE credit cards based on your current card, spending habits, and eligibility.
Is Test My Card free?
Yes, completely free.
Which banks do you currently partner with?
RAKBANK, Ajman Bank and Sharjah Islamic Bank ( SIB). We are actively engaging with other banks to expand options.
Can I apply through Test My Card?
Yes, apply directly or via connected banks.
Do you help new UAE residents or those without a credit card?
Yes, we recommend three cards for new customers and provide guidance to make your first card application easy.
Get in Touch
Have questions? We're here to help!
Phone Number:
+971 56 863 4608
Mon-Sat: 9:30 AM - 5:30 PM
WhatsApp:
+971 56 863 4608
Mon-Sat: 9:30 AM - 5:30 PM
